Dicas para fugir das dívidas no cartão de crédito.

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Para evitar problemas com o seu cartão de crédito, confira algumas dicas de como usar bem:

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[{"selector":"#anim-449e03fb-2926-4488-91f5-ed44a7d85f6a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-07bd4b44-8c5b-4aa2-a0bc-2fc2ecafdcc0","keyframes":{"transform":["rotate(-90deg) translate3d(-62.53919%, 0px, 0) rotate(90deg)","rotate(-90deg) translate3d(0px, 0px, 0) rotate(90deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-35933748-db72-414e-a01a-87380733b04e","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-2ab8e041-f92a-435b-b441-fa85fdc67dc4","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Cuide com o número de cartões de crédito, e preste atenção às datas de vencimento. O ideal é pagar o cartão em dia, para evitar multas e juros. Foto: Redes Sociais ou Banco de Imagens

Se possível, escolha uma data de vencimento que coincida com o seu recebimento de salário ou renda.

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Aproveite os benefícios governamentais como o 13º salário ou o saque emergencial do FGTS, use-os para pagar dividas.

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Anote todos os seus gastos, registre todas as suas despesas, inclusive as do cartão de crédito, e compare com a sua renda.

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[{"selector":"#anim-e501132b-cbc5-4f05-9e8b-01a962741f34","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-df539762-fc62-41ac-b881-c12f0695d40c","keyframes":{"transform":["rotate(-90deg) translate3d(-62.53919%, 0px, 0) rotate(90deg)","rotate(-90deg) translate3d(0px, 0px, 0) rotate(90deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-87144737-f50c-41b4-8ae4-888e391c2170","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-9afbaf04-ce28-4da8-8972-87916e148252","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] Use a regra 50/30/20 para dividir as suas dívidas. Destine 50% da sua renda para os gastos essenciais, como moradia, alimentação e transporte; Foto: Redes Sociais ou Banco de Imagens

[{"selector":"#anim-36a6ef35-178d-4e88-8fec-1be731586514","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-eafe7b43-ee02-4010-8a50-310481250ca7","keyframes":{"transform":["rotate(-90deg) translate3d(-62.53919%, 0px, 0) rotate(90deg)","rotate(-90deg) translate3d(0px, 0px, 0) rotate(90deg)"]},"delay":0,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-2a9a9953-fb2e-4e07-be9a-ab1cb1520014","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(.3,0,.55,1)","fill":"both"}] [{"selector":"#anim-4e148199-f9e9-45ae-9bf0-0b2dd0fd884d","keyframes":{"transform":["scale(0.3333333333333333)","scale(1)"]},"delay":0,"duration":600,"easing":"cubic-bezier(.3,0,.55,1)","fill":"forwards"}] 30% para os gastos variáveis, como lazer, compras e cartão de crédito; e 20% para a reserva de emergência, que pode ser usada para imprevistos ou investimentos. Foto: Redes Sociais ou Banco de Imagens

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